Tuesday I had a meeting in Baltimore, MD and the day was beautiful, however on my return home we had an unexpected rain shower.  As I was driving I thought well we can use the rain my lawn really needs it.  Though as I approached an accident ahead I found the rain I had just welcomed may have played a role in taking a life.

I came upon a motorcycle accident and the state police had just arrived on the scene.  It appears a cycler lost control of their bike and had laid it down.  Several cars were pulled off to the side maybe they were involved, maybe it was their fault this person was dead?

I had a bird’s eye view of accident scene from the people weeping to the trooper covering the body with the blanket while they waited for the EMT’s arrived.  Being an agent I wondered did this person have life insurance.  Is this person married, have children, a home, is he the bread winner of the family?  Does this person have enough money to pay for their own burial?

I can tell you it’s really very upsetting to see a friend or customer go through one of these horrible events. Many times the spouse is left trying to pay the bills and they are unable to keep everything afloat.  Losing it all should not be an option.

We try to talk to everyone on the importance of life insurance.  If you owe money, and have a family you at least need a term policy.  It’s your duty to your family to see that they are able to maintain the quality of life that you were able to provide while you were here.  Sorry not trying to tell you how to live your life but we see a lot of people end up in this situation.

Term Life Insurance can be used for a number of reasons.  Mortgage protection; insure a key person in your business, asset and debt protection, etc.  Please give us a call or request our Free Life Insurance Report and find out how inexpensive this valuable coverage can be.

Thank you

Jack Colbourne

Kiefer and Colbourne Insurance

410-546-9388

800-649-3114